Fintech Advisory

SME Auto Insurance Solutions — Practical, Data-driven

Finthrive helps Mexican small and medium enterprises manage fleet risk, reduce premiums, and streamline claims with telematics and tailored underwriting.

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Overview — Why SMEs choose Finthrive

We combine fintech risk analytics, telematics, and insurance marketplace access to provide cost-effective auto coverage for fleets and drivers. Our boutique advisory model helps companies in Puebla, Mexico City, Monterrey and nationwide implement programs that reduce frequency and severity of claims.

Customized fleet policies and multi-vehicle discounts
Telematics integration to incentivize safe driving
Claims triage and fast settlement guidance for SMEs

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Our Services for SMEs

Fleet Risk Assessment

Quick diagnostics with telematics or manual scoring to identify high-risk patterns and actionable interventions.

Premium Optimisation

Underwriting workshops and tender management to help businesses secure competitive premium rates.

Claims Playbook & Automation

Standardised processes, digital claims workflows and preferred partners to accelerate recoveries.

Loss Control Programs

Driver training, maintenance checklists and incentive schemes that demonstrate risk reduction to insurers.

Case studies

Local Delivery Fleet — Puebla

Implemented telematics and driver coaching, resulting in a 28% drop in claims frequency within a year and premium savings on renewal.

Construction Contractors — Regional

Consolidated multiple small policies into a single fleet program and introduced scheduled maintenance, reducing severity of loss.

Advisory team

Marco Hernández — Lead Advisor

Marco combines underwriting experience with data science to design programs for Mexican SMEs. He has worked on telematics deployments and insurer negotiations for medium-sized fleets.

Contact: [email protected] · +52 55 1287 6341

Resources & Toolkit

Download practical templates and checklists to start improving fleet safety and preparing for insurer tenders.

Resource	Type	Use
Fleet Safety Checklist	PDF	Daily vehicle and driver checklist for operations
Claims Playbook	PDF	Steps and contacts to speed up claims handling
Telematics Pilot Plan	Excel	Sample rollout and KPI tracker for pilots

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FAQ

Pilots typically start within 2–6 weeks depending on hardware delivery (if required) and data access. We prioritise quick wins with clear KPIs.

Yes. We maintain relationships with local underwriters and can run a tender or negotiate bespoke terms based on demonstrated risk reduction.

We follow best practices for data minimisation and process data in accordance with our Privacy Policy. Telematics deployments use consented driver data and aggregated reporting.

Ready to reduce fleet risk?

Book a discovery call or request our SME toolkit. We work across Mexico and tailor programs to your operations.

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